Resources - Finance
Showing all 21 articles;
How to find the best new build mortgage in England
Wondering which mortgage is best for you? Choosing a new build home requires understanding deposits, rates and off plan timing carefully.
What is LBTT?
Buying a new build home in Scotland involves Land and Buildings Transaction Tax (LBTT). First-time buyers, second-home buyers and investors each face different rates, reliefs, and thresholds depending on purchase price.
How much can I borrow for my first home?
Wondering how much you can borrow for your first home in England? Learn how UK lenders assess income, deposit and outgoings to determine your mortgage limit and affordability.
What additional costs should you plan for when buying a home?
The guide explains the hidden costs of buying a UK home beyond the purchase price. It helps buyers budget realistically and avoid financial surprises.
Can we afford a house on our salary? A Liverpool couple’s 2026 guide
Sophie and Liam, a Liverpool couple earning £68,000, are exploring whether they can afford to buy their first home in 2026.
Can first-time buyers get a buy-to-let mortgage?
First-time buyers can get a buy-to-let mortgage, but higher deposits, lender rules and taxes make planning essential.
What house can you afford?
Wondering why we ask certain questions in our budget calculator? We explain why each question matters.
What buying incentives does Persimmon Homes offer?
Persimmon Homes offers incentives, deposit support and affordable schemes, helping home buyers access new build homes in the UK more easily.
What are the benefits of a Green Mortgage?
Learn about how Green Mortgages work, why new build homes qualify & the financial and environmental benefits for new home buyers
What is a mortgage in principle?
A Mortgage in Principle shows how much you can borrow, helping first time buyers budget, strengthen offers and start house hunting.
Are first time buyers exempt from Stamp Duty?
First time buyers aren’t completely exempt from stamp duty but may receive relief, reducing the amount they need to pay when purchasing.
How much deposit do I need as a first-time buyer?
Learn how much deposit you need for your first home, factors affecting it and practical tips to save effectively.
What bills do I need to pay when I own a house?
Guide to managing household bills to save money effectively in your new home.
What is Stamp Duty?
Find out everything you need to know about Stamp Duty including how much it costs and why you need to pay it.
What is Council Tax?
Council Tax is a compulsory sum of money charged to persons based on their property size, cost and location.
What is a Mortgage?
If you are a first time buyer the idea of a mortgage can be daunting. Find out more about mortgages here.
How to boost your deposit as a first time buyer
Read our tips on how to stretch your money further and save for your new home deposit.
How can I improve my credit score?
You may understand why you need to monitor and improve your credit score, but you’re probably wondering how.
What is a Credit Report?
Understanding your credit score, and how to improve it, are important considerations when buying a home.
How to conduct a financial health check
A financial health check is a report of your financial status and steps you can take to improve your finances.
What is Part Exchange?
Part Exchange allows people to trade in their current home as part payment for a new home.